For more than 25 years, Miller, Ross & Goldman has helped businesses across West Virginia recover past-due receivables with professionalism and respect. We go beyond traditional collections by serving as a trusted partner for companies throughout the Mountain State. From Charleston to Huntington, Morgantown, and smaller communities statewide, our experienced team supports West Virginia businesses with results-focused, relationship-preserving commercial debt recovery services. Whether you're managing accounts for a large corporation or a local business, we bring unmatched experience and proven success.
"Hire and train the best, work harder than all the rest."
West Virginia’s economy includes vital industries like coal and energy, healthcare, timber, transportation, and manufacturing. These industries face unique billing cycles and payment delays. At Miller, Ross & Goldman, we tailor our approach to meet your industry’s standards. Our strategy blends consistent outreach, professional communication, and smart negotiation to recover debts efficiently, without harming your reputation. Each account tells a story, and our team listens. We develop recovery plans that prioritize results while respecting your client relationships, helping you resolve unpaid accounts while preserving the possibility for future business.
Learn MoreWhen diplomacy fails, legal action may be necessary. Our legal team and network of attorneys work on a contingency basis, so there are no upfront legal fees. We help West Virginia businesses navigate lawsuits, enforcement, and collections litigation with confidence and legal compliance.
Whether you need help in Kanawha County or are pursuing enforcement in Monongalia County, we combine local familiarity with national strength.
In West Virginia’s expanding infrastructure and construction landscape, timely payments are critical. We help contractors, builders, and suppliers protect their rights with accurate and timely lien services. Whether it’s a private development or public works project, we support your ability to get paid. For qualified pre-collect assignments, we provide no-cost lien services, offering an affordable safety net for small to mid-size construction firms.
Learn MoreMiller, Ross & Goldman earns nothing until we collect for you. With transparent reporting, strict compliance oversight, and a proven track record, we stand beside Iowa businesses of every size as a trusted extension of their credit departments.
Miller, Ross & Goldman is proud to support West Virginia businesses through a results-based, risk-free approach. We don’t get paid unless we collect. Whether you’re just beginning the recovery process or need legal escalation, our professional collectors work efficiently to secure your funds. We focus on exceptional customer service, rapid communication, and long-term client success across industries.
Learn MoreWe help you stay compliant with West Virginia state law and federal regulations. Quick action is crucial to protecting your legal ability to collect.
West Virginia Statutes of Limitation for Commercial Debt:
Acting promptly is essential. Waiting too long may limit your legal options.
Knowing these timelines and rules gives your business a clear advantage when collecting commercial debt.
West Virginia offers a slightly longer window for collecting most unpaid commercial debts, with a statute of limitations of 5 years for written contracts. While the state doesn’t require debt collectors to hold a specific license, they must comply with all federal and state laws, including the West Virginia Consumer Credit and Protection Act. These regulations are often more protective of debtors than in other states, making it critical for creditors to follow compliant, well-documented practices to secure payment.
Each day your past-due accounts age, the opportunity for a full recovery diminishes.
As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.
Learn more about helping others together