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Global Commercial Debt Collection & Legal Services
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Commercial Collection Agency in Washington
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Seattle, WA

Commercial Collection Agency in Seattle, Washington

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BBB Rating: A+

As of 2024

Your Seattle Commercial Collections Partner

For more than 25 years, Miller, Ross & Goldman has been a trusted name in commercial debt recovery nationwide. In Seattle, Washington, we help businesses recover unpaid receivables quickly and professionally without damaging important client relationships. From downtown Seattle and Pioneer Square to South Lake Union, Ballard, and beyond, our commercial collections team works hard to secure the payments you are owed and keep your cash flow strong.
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Why wait? Get paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Seattle Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Seattle’s economy is fueled by a wide range of industries, from tech and aerospace to construction, healthcare, and manufacturing. We create customized recovery strategies that align with your industry, business relationships, and the unique challenges of collecting in the Pacific Northwest. Whether you’re a contractor in Bellevue, a software company in South Lake Union, or a wholesale supplier in Tacoma, we have the expertise to collect B2B debts efficiently and respectfully.

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commercial debt reduction

Commercial Debt Reduction

We know that healthy cash flow is essential to operating in Seattle’s competitive marketplace. That’s why we provide a no-recovery, no-fee guarantee on all accounts. Whether you’re dealing with late-paying clients, long-overdue invoices, or complex disputes, our commercial collection services deliver professional, compliant, and results-driven solutions that preserve your reputation.

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Debt legal support

Nationwide Legal Support

If standard recovery efforts aren’t enough, we can escalate your case through our network of experienced commercial collection attorneys without any upfront legal costs. Seattle businesses benefit from judgment enforcement, lien filings, and litigation support, all in full compliance with Washington State commercial collection laws.

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Construction Lien Services

Construction Lien Services

From major high-rise projects in downtown Seattle to residential builds in Shoreline and Kirkland, contractors and suppliers depend on our lien services to protect their payment rights. For qualifying Pre-Collect accounts, we may be able to file a lien at no extra cost, ensuring your work is secured and your rights are protected.

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Satisfaction Guarantee

Our Commitment to Businesses in Seattle, Washington

We know that healthy cash flow is essential to operating in Seattle’s competitive marketplace. That’s why we provide a no-recovery, no-fee guarantee on all accounts. Whether you’re dealing with late-paying clients, long-overdue invoices, or complex disputes, our commercial collection services deliver professional, compliant, and results-driven solutions that preserve your reputation.

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Understanding Washington Debt Collection Laws

Navigating collections in Seattle means following Washington’s specific laws and timelines. We ensure that every step of the process meets state and federal guidelines, helping protect your interests while maximizing recovery.

Washington’s Statute of Limitations on Debt Collection

Act quickly to protect your right to collect. Washington State’s timelines for commercial debt are:

  • Written Contracts – 6 years
  • Oral Agreements – 3 years
  • Promissory Notes – 6 years
  • Open Accounts – 6 years
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Key Washington Commercial Collection Laws

  • Licensing – Commercial collection agencies must be licensed in Washington State.
  • Post-Judgment Remedies – Creditors can pursue bank levies, property liens, and garnishments after securing a judgment.
  • Interest Rates – Creditors may charge the contractual rate agreed upon, or Washington’s statutory rate if not specified.
  • Judgment Enforcement Period – Judgments are enforceable for 10 years and can be renewed for an additional 10 years.

How Washington Laws Differ from Other States

Washington allows a longer statute of limitations for written contracts compared to states like California, giving businesses more time to act. However, waiting too long can still reduce recovery rates, making timely action essential.

Let us earn your business today.

(512) 366-9110
5 Stars

Commercial Debt Collection Performance Seattle Businesses Rely On

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“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your Seattle commercial collection agency work?
When should I send an account to collections?
How long does the collection process take?
Will collections harm my customer relationships?
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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

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Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

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