Miller, Ross & Goldman
Global Commercial Debt Collection & Legal Services
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Commercial Collection Agency in California
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San Francisco, CA

Commercial Collection Agency in San Francisco, California

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BBB Rating: A+

As of 2024

Your San Francisco Commercial Collections Partner

For over 25 years, Miller, Ross & Goldman has been a trusted leader in commercial debt recovery nationwide. In San Francisco, California, we help local companies recover unpaid receivables quickly and professionally while protecting valuable client relationships. Whether your business operates in the Financial District, SoMa, Mission Bay, or across the Bay Area, our commercial collections team works diligently to secure the payments you are owed and restore your cash flow.
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Why wait? Get paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

San Francisco Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

San Francisco is home to a diverse mix of industries, from tech startups and professional services to construction, manufacturing, and hospitality. Our team develops targeted debt recovery strategies tailored to your sector and client relationships. Whether you’re a contractor in the East Bay, a SaaS provider in South of Market, or a logistics company near the Port of San Francisco, we have the tools, experience, and persistence to collect past-due B2B accounts while maintaining your reputation.

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commercial debt reduction

Commercial Debt Reduction

We understand how important consistent cash flow is for Indianapolis businesses. That’s why every account we manage comes with our no-recovery, no-fee guarantee. Whether it’s unpaid invoices, ignored payment demands, or long-standing disputes, we deliver strategic, compliant, and effective debt recovery while protecting your business reputation.

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Debt legal support

Nationwide Legal Support

If traditional collection methods aren’t enough, we can escalate your case through our nationwide network of commercial collection attorneys without any upfront legal fees. San Francisco businesses gain access to judgment enforcement, lien filings, and court representation, all in compliance with California’s commercial collection laws.

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Construction Lien Services

Construction Lien Services

From major development projects in Mission Bay to residential remodels in the Sunset District, contractors and suppliers throughout the Bay Area rely on our lien services to protect their payment rights. For qualified Pre-Collect accounts, lien filing may be available at no additional cost, ensuring your hard work is secured.

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Satisfaction Guarantee

Our Commitment to Businesses in San Francisco, California

We understand that consistent cash flow is critical for success in San Francisco’s competitive market. That’s why every case we handle comes with our no-recovery, no-fee guarantee. Whether you’re facing overdue invoices, stalled payments, or long-term disputes, we provide strategic, compliant, and results-focused commercial debt collection services that safeguard your business reputation.

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Understanding California Debt Collection Laws

California’s Statute of Limitations on Debt Collection

Acting quickly protects your right to recover. California’s timelines for commercial debt are:

  • Written Contracts – 4 years
  • Oral Agreements – 2 years
  • Promissory Notes – 4 years
  • Open Accounts – 4 years
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Key California Commercial Collection Laws

  • Licensing – California requires collection agencies to maintain proper state licensing.
  • Post-Judgment Remedies – Creditors may pursue bank levies, property liens, and wage garnishments (subject to limitations) after obtaining a judgment.
  • Interest Rates – Creditors may charge the agreed contractual rate or California’s statutory rate if not specified.
  • Judgment Enforcement Period – Judgments can be enforced for 10 years and renewed for another 10 years.

How California Laws Differ from Other States

California’s shorter statute of limitations for written contracts compared to states like Indiana means businesses must act faster to preserve their legal rights. However, the ability to renew judgments allows for long-term enforcement.

Let us earn your business today.

(512) 366-9110
5 Stars

Commercial Debt Collection Performance San Francisco Businesses Trust

Read More Testimonials
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“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your San Francisco commercial collection agency work?
When should I submit an overdue account?
How long does it take to collect?
Will this damage my customer relationships?
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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

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Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

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