Miller, Ross & Goldman
Global Commercial Debt Collection & Legal Services
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Commercial Collection Agency in Indiana
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Indianapolis, IN

Commercial Collection Agency in Indianapolis, Indiana

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BBB Rating: A+

As of 2024

Your Indianapolis Commercial Collections Partner

For more than 25 years, Miller, Ross & Goldman has been a trusted leader in commercial debt recovery. Now, we’re bringing our proven expertise to businesses across Indianapolis, Indiana to help recover outstanding receivables with speed, professionalism, and respect. From Downtown Indianapolis to Broad Ripple, Castleton, and beyond, we partner with local companies to secure payment on overdue accounts while safeguarding your brand and customer relationships.
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Why wait? Get paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Indianapolis Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Indianapolis is a thriving hub for manufacturing, healthcare, logistics, tech, and construction. At Miller, Ross & Goldman, we create customized, industry-specific debt recovery strategies designed to get results without jeopardizing your partnerships. Whether you’re a contractor working near the Indianapolis International Airport or a service provider in the Wholesale District, our seasoned B2B collections team has the knowledge and tools to recover what you’re owed quickly and compliantly.

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commercial debt reduction

Commercial Debt Reduction

We understand how important consistent cash flow is for Indianapolis businesses. That’s why every account we manage comes with our no-recovery, no-fee guarantee. Whether it’s unpaid invoices, ignored payment demands, or long-standing disputes, we deliver strategic, compliant, and effective debt recovery while protecting your business reputation.

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Debt legal support

Nationwide Legal Support

When traditional collection efforts aren’t enough, our nationwide legal network steps in to escalate the process without any upfront legal fees. Businesses in Indianapolis gain access to powerful litigation services, including judgment enforcement, lien filing, and court representation, all fully compliant with Indiana commercial collection laws.

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Construction Lien Services

Construction Lien Services

With both commercial and residential development on the rise in Marion County, protecting your receivables is critical. Our construction lien services help contractors, suppliers, and builders enforce their payment rights under Indiana lien laws. For qualified Pre-Collect accounts, lien filing services may be included at no additional cost.

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Satisfaction Guarantee

Our Commitment to Businesses in Indianapolis, Indiana

We understand how important consistent cash flow is for Indianapolis businesses. That’s why every account we manage comes with our no-recovery, no-fee guarantee. Whether it’s unpaid invoices, ignored payment demands, or long-standing disputes, we deliver strategic, compliant, and effective debt recovery while protecting your business reputation.

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Understanding Indiana Debt Collection Laws

Navigating collections in Indianapolis means following Indiana’s specific laws and timelines. We ensure that every step of the process meets state and federal guidelines, helping protect your interests while maximizing recovery.

Indiana’s Statute of Limitations on Debt Collection

Acting quickly is key to preserving your right to collect. Indiana’s timelines for commercial debt recovery are:

  • Written Contracts – 10 years
  • Oral Agreements – 6 years
  • Promissory Notes – 10 years
  • Open Accounts – 6 years
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Key Indiana Commercial Collection Laws

  • Licensing – Indiana does not require special state licensing for collection agencies, but compliance with federal and state laws is mandatory.
  • Post-Judgment Remedies – Creditors may pursue wage garnishment, bank levies, and property liens after obtaining a judgment.
  • Interest Rates – Creditors can charge the contractual rate or Indiana’s statutory rate if no rate is specified.
  • Judgment Enforcement Period – Judgments can be enforced for up to 20 years in Indiana.

How Indiana Laws Differ from Other States

Indiana’s extended statute of limitations for written contracts and promissory notes offers more time for recovery efforts than many states. Combined with long-term judgment enforcement and lien protections for contractors, these laws provide strong tools for creditors.

Let us earn your business today.

(512) 366-9110
5 Stars

Commercial Debt Collection Performance Indianapolis Businesses Trust

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“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

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Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

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