Miller, Ross & Goldman
Global Commercial Debt Collection & Legal Services
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(512) 366-9110
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Pennsylvania Commercial Debt Collection Agency
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Philadelphia, PA

Commercial Collection Agency in Philadelphia, Pennsylvania

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BBB Rating: A+

As of 2024

Your Philadelphia Commercial Collections Partner

For over 25 years, Miller, Ross & Goldman has helped businesses in Philadelphia, Pennsylvania, recover overdue accounts with professionalism, efficiency, and results. Our local experience spans industries from manufacturing and logistics to construction and professional services. Whether you're operating in Center City or the industrial zones along the Delaware, we understand the nuances of doing business in Philadelphia, so we tailor our commercial debt collection strategies accordingly.

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Philadelphia Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Philadelphia’s diverse economy presents complex challenges when customers stop paying. We create customized B2B collection strategies that reflect your industry’s needs while preserving valuable relationships. Our experienced agents apply proven methods and local insight to recover what you’re owed.

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commercial debt reduction

Commercial Debt Reduction

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Debt legal support

Nationwide Legal Support

Some accounts require legal escalation. That’s why we provide access to skilled attorneys familiar with Pennsylvania commercial collection law, all on a contingency basis. From obtaining judgments to enforcing liens, we ensure your interests are protected with no upfront legal fees.

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Construction Lien Services

Construction Lien Services

In Philly’s booming construction sector, delayed payments can derail projects. We help protect contractors, subcontractors, and suppliers with lien services backed by deep knowledge of Pennsylvania lien law. For eligible Pre-Collect accounts, these services are offered at no additional cost.

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Satisfaction Guarantee

Our Commitment to Your Success

Miller, Ross & Goldman earns nothing until we collect for you. With transparent reporting, strict compliance oversight, and a proven track record, we stand beside Iowa businesses of every size as a trusted extension of their credit departments.

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Our Commitment to Businesses in Philadelphia, Pennsylvania

We’re proud to support businesses across the Greater Philadelphia region with strategic, risk-free debt recovery. With our no-recovery, no-fee guarantee, you can pursue overdue payments confidently, without financial risk. Whether you're chasing unpaid invoices or dealing with long-dormant accounts, we deliver results that help strengthen your cash flow and stability.

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Understanding Pennsylvania’s Debt Collection Laws

Our team is fully versed in Pennsylvania’s commercial collection regulations and processes.

Statute of Limitations on Debt Collection in Pennsylvania

  • Written contracts – 4 years
  • Promissory notes – 4 years
  • Oral agreements – 4 years
  • Judgments – Enforceable for 20 years

While shorter than some states, Pennsylvania's long judgment window allows for extended enforcement. Timely action is critical for maximizing recovery.

Key Pennsylvania Collection Law Highlights

  • No licensing is required to operate as a collection agency in PA, but federal and state consumer protections apply.
  • Interest can be charged on overdue accounts at the rate agreed upon in a contract or at the legal limit set by state law.
  • Post-judgment remedies include garnishments, bank levies, and real property liens.
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What Makes Pennsylvania Different?

Unlike some states, Pennsylvania has a shorter statute of limitations for written debt, but a generous enforcement window for judgments. That means it’s essential to act quickly. Once you do, you have time on your side for collection. Understanding this balance helps Philadelphia businesses recover effectively while staying compliant.

Let us earn your business today.

(512) 366-9110
5 Stars

Commercial Debt Collection Performance Philadelphia

Read More Testimonials
“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your Philadelphia debt collection agency operate?
When should I send an account to collections?
How fast can you recover my money?
Will your collection efforts hurt my business relationships?
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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

Get A Fast Quote Today

Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

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