Commercial Debt Collection in Oregon

Your Oregon Commercial Collections Partner

"Hire and train the best, work harder than all the rest."

Miller, Ross & Goldman has been a trusted business collections partner, dedicated to the financial success of businesses across Oregon for over 3 decades. Our role for Clients in the Beaver State extends far beyond that of a traditional B2B collection agency: we are also a dependable ally in the pursuit of financial stability for Oregon’s diverse business community. From the bustling industries of Portland and Salem to the growing enterprises in Eugene, Bend, and Medford, our proven collections expertise has helped our many Oregon B2B Client businesses successfully recover unpaid financial obligations from past-due customers. MRG proudly serves a diverse range of Oregon businesses – from multinational corporations to cherished and long-standing, local family-owned ventures. MRG is recognized for delivering outstanding collection results, far surpassing the performance of other commercial collection agencies and collection law firms in the coastal state of Oregon. So...Why Wait to Get Paid?!

Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Oregon Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Our collection strategies in Oregon are tailored to meet the demands of businesses across a broad spectrum of industries. At Miller, Ross & Goldman, we leverage comprehensive B2B commercial debt collection techniques to help you recover and maintain strong commercial A/R cash-flow within the Oregon market. This personalized approach maximizes recovery efficiency while protecting the valuable relationships you’ve cultivated with your clients throughout the state.

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commercial debt reduction

Commercial Debt Reduction

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Debt legal support

Nationwide Legal Support

Oregon’s construction industry relies on timely and accurate payments, and our specialized lien services protect your financial interests. For eligible Pre-Collect assignments, we provide lien services at no additional cost, ensuring you are compensated for your essential role in Oregon’s infrastructure projects. Our dedicated team works to safeguard your payments while supporting the state’s growth and development.

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Construction Lien Services

Construction Lien Services

Oregon’s construction industry relies on timely and accurate payments, and our specialized lien services protect your financial interests. For eligible Pre-Collect assignments, we provide lien services at no additional cost, ensuring you are compensated for your essential role in Oregon’s infrastructure projects. Our dedicated team works to safeguard your payments while supporting the state’s growth and development.

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Satisfaction Guarantee

Our Commitment to Your Success

When you partner with Miller, Ross & Goldman, you gain a team deeply committed to your success. In Oregon, we proudly offer a no-recovery, no-fee guarantee, underscoring our confidence in recovering your assets. This commitment safeguards your financial stability and supports your competitive edge in Oregon’s vibrant business environment. With us, you have a trusted ally dedicated to securing your financial future.

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Understanding Oregon’s Debt Collection Laws

Oregon has specific laws governing commercial debt collection. Our team stays up-to-date on these regulations to ensure compliance while maximizing the efficiency of our collection efforts.

Statute of Limitations on Debt Collection in Oregon

The statute of limitations dictates how long a creditor has to pursue legal action for unpaid debts. In Oregon, the following deadlines apply:

  • Written Contracts – 6 years
  • Oral Agreements – 6 years
  • Promissory Notes – 6 years
  • Open Accounts (e.g., unpaid invoices, credit accounts) – 6 years

If the statute of limitations expires, creditors lose the legal right to sue for debt recovery, making early action crucial.

Oregon Debt Collection Laws & Regulations

Oregon follows both state and federal debt collection regulations to protect businesses and creditors. Some key aspects of Oregon’s commercial debt collection laws include:

  • No Special Licensing Required – Unlike some states, Oregon does not require a state license for collection agencies, but agencies must comply with the Fair Debt Collection Practices Act (FDCPA) and Oregon Unlawful Trade Practices Act when collecting debts.
  • Pre-Judgment Remedies – Creditors may seek writs of attachment to secure assets before obtaining a final judgment in court.
  • Post-Judgment Collection – Oregon allows creditors to use wage garnishment, bank levies, and property liens to enforce debt collection judgments.
  • Interest on Unpaid Debts – Oregon permits creditors to charge interest on overdue payments based on contractual agreements, or a default statutory rate if no agreement is in place.

How Oregon Debt Collection Laws Differ from Other States

While Oregon largely follows federal commercial debt collection laws, there are some key differences:

  • Longer Statute of Limitations – Oregon allows six years to pursue debt collection lawsuits, which is longer than many states.
  • Strict Consumer Protections – While our focus is on commercial collections, it’s important to note that Oregon has strong consumer debt collection laws that protect businesses from abusive collection practices.
  • No Wage Garnishment for Consumer Debts – Unlike other states, Oregon has stricter wage garnishment laws for personal debts, but businesses can still garnish wages for commercial debts under a court order.

Let us earn your business today.

5 Stars

Commercial Debt Collection Performance Our Clients Love

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“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your Oregon Debt Collection Agency operate?
When should I hand over my accounts to you?
How long will it take for you to recover outstanding debts?
Will your services damage my customer relationships?

Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

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Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

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