Commercial Collection Agency in Oklahoma City, Oklahoma

A black and white double exposure image of business professionals shaking hands, with silhouettes of people in the foreground. Overlaid with abstract patterns resembling financial data, charts, and city roads, symbolizing business, partnership, and data-driven decisions.

Your Oklahoma City Commercial Collections Partner

For over 25 years, Miller, Ross & Goldman has been a trusted leader in commercial debt recovery nationwide. In Oklahoma City, Oklahoma, we help local companies recover unpaid receivables quickly and professionally while protecting valuable client relationships. Whether your business operates in Downtown OKC, Bricktown, Edmond, or across the metro area, our commercial collections team works diligently to secure the payments you are owed and restore your cash flow.

Why Wait? Get Paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
Disclaimer: By submitting this form you agree to the collection of your personal data pursuant to our privacy policy.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Oklahoma City Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Oklahoma City is home to diverse industries, including energy, aerospace, manufacturing, and healthcare. Our team develops targeted debt recovery strategies designed for your sector and client relationships. Whether you’re a contractor in Norman, an aerospace supplier near Tinker Air Force Base, or a service provider in Bricktown, we have the tools, experience, and persistence to collect past-due B2B accounts while maintaining your reputation.

Learn More
commercial debt reduction

Commercial Debt Reduction

Learn More
Debt legal support

Nationwide Legal Support

If traditional collection methods aren’t enough, we can escalate your case through our nationwide network of commercial collection attorneys without any upfront legal fees. Oklahoma businesses gain access to judgment enforcement, lien filings, and court representation, all in compliance with Oklahoma’s commercial collection laws.

Learn More
Construction Lien Services

Construction Lien Services

From major infrastructure projects to residential builds across the Oklahoma City metro area, contractors and suppliers rely on our lien services to secure their right to payment. For qualified Pre-Collect accounts, lien filing may be available at no additional cost, giving you peace of mind that your work is protected.

Learn More
Satisfaction Guarantee

Our Commitment to Your Success

We understand that consistent cash flow is critical for success in Oklahoma City’s competitive market. That’s why every case we handle comes with our no-recovery, no-fee guarantee. Whether you’re facing overdue invoices, stalled payments, or long-term disputes, we provide strategic, compliant, and results-focused commercial debt collection services that safeguard your business reputation.

Learn More

Understanding Oklahoma Debt Collection Laws

Oklahoma’s Statute of Limitations on Debt Collection

Acting quickly protects your right to recover. Oklahoma’s timelines for commercial debt are:

  • Written Contracts – 5 years
  • Oral Agreements – 3 years
  • Promissory Notes – 5 years
  • Open Accounts – 3 years
Business meeting with three people reviewing documents at a table, focusing on negotiation and collaboration.

Key Oklahoma Commercial Collection Laws

  • Licensing – Oklahoma requires collection agencies to be properly licensed to operate.
  • Post-Judgment Remedies – Creditors may pursue bank levies, liens, and wage garnishments after obtaining a judgment.s (subject to limitations) after obtaining a judgment.
  • Interest Rates – Creditors may collect the contractual rate, or a statutory rate applies if none is specified.
  • Judgment Enforcement Period – Judgments are generally enforceable for 5 years and may be renewed.

How Oklahoma Laws Differ from Other States

Oklahoma’s statutes are shorter than in many states, which means businesses must act quickly to preserve their rights. Creditors that delay action risk losing their ability to enforce payment altogether. Timely filing and proper documentation are critical, and even minor oversights can jeopardize recovery efforts. Compared to states with longer enforcement periods, Oklahoma’s deadlines place greater importance on partnering with experienced professionals who can move swiftly and compliantly to secure your receivables.

Let us earn your business today.

5 Stars

Commercial Debt Collection Performance Oklahoma City Businesses Trust

Read More Testimonials
testimonial-banner
“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your Oklahoma City commercial collection agency work?
When should I submit an overdue account?
How long does it take to collect?
Will this damage my customer relationships?
Hourglass with U.S. dollar bills in the top half turning into sand as they fall into the bottom, symbolizing the concept of time equating to money or financial loss over time.

Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

Get A Fast Quote Today

Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

Charity logos
A black and white image of two hands shaking firmly, symbolizing trust, partnership, or agreement. The focus is on the close-up of the hands and arms.