Miller, Ross & Goldman
Global Commercial Debt Collection & Legal Services
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(512) 366-9110
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Tennessee Commercial Collection Agency
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Nashville, TN

Commercial Collection Agency in Nashville, Tennessee

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BBB Rating: A+

As of 2024

Your Nashville Commercial Collections Partner

For over 25 years, Miller, Ross & Goldman has been a trusted leader in commercial debt recovery nationwide. In Nashville, Tennessee, we help local companies recover unpaid receivables quickly and professionally while protecting valuable client relationships. Whether your business operates in Downtown Nashville, The Gulch, Brentwood, or across Middle Tennessee, our commercial collections team works diligently to secure the payments you are owed and restore your cash flow.

Why Wait? Get Paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Nashville Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Nashville’s economy includes healthcare, music and entertainment, technology, construction, and professional services. Our team builds targeted debt recovery strategies that match your industry and client relationships. Whether you’re a contractor in Franklin, a healthcare provider in Midtown, or a distributor along I-24, we have the experience and persistence to collect past-due B2B accounts while maintaining your reputation.

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commercial debt reduction

Commercial Debt Reduction

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Debt legal support

Nationwide Legal Support

If traditional collection methods aren’t successful, we can escalate through our nationwide network of commercial collection attorneys, without upfront legal fees. Nashville businesses gain access to judgment enforcement, liens, and court representation, all in compliance with Tennessee’s commercial collection laws.

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Construction Lien Services

Construction Lien Services

From commercial projects in Downtown Nashville to residential builds in surrounding areas like Murfreesboro and Hendersonville, contractors and suppliers across Middle Tennessee count on our lien services to protect their payment rights. For qualified Pre-Collect accounts, lien filing may be available at no additional cost.

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Satisfaction Guarantee

Our Commitment to Your Success

We understand that reliable cash flow is critical for success in Nashville’s competitive market. That’s why every case we handle comes with our no-recovery, no-fee guarantee. Whether you’re dealing with overdue invoices, delayed payments, or disputes, we provide strategic, compliant, and results-driven commercial debt collection services that safeguard your reputation.

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Understanding Tennessee Debt Collection Laws

Tennessee’s Statute of Limitations on Debt Collection

Acting quickly protects your right to recover. Tennessee’s timelines for commercial debt are:

  • Written Contracts – 6 years
  • Oral Agreements – 6 years
  • Promissory Notes – 6 years
  • Open Accounts – 6 years
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Key Tennessee Commercial Collection Laws

  • Licensing – Tennessee requires proper licensing for commercial collection agencies.
  • Post-Judgment Remedies – Creditors may pursue bank levies, liens, and wage garnishments after obtaining a judgment.
  • Interest Rates – Creditors may charge the contractual rate or Tennessee’s statutory rate if none is specified.
  • Judgment Enforcement Period – Judgments are typically enforceable for 10 years, and can be renewed.

How Tennessee Laws Differ from Other States

Tennessee’s longer judgment enforcement period provides creditors with extended opportunities for collection compared to states with shorter timelines. This allows businesses to pursue repayment long after a judgment has been issued, giving additional flexibility in cases where debtors may not have immediate assets available. Creditors can also renew judgments, extending their enforceability even further.

Let us earn your business today.

(512) 366-9110
5 Stars

Commercial Debt Collection Performance Nashville Businesses Trust

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“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your Nashville commercial collection agency work?
When should I submit an overdue account?
How long does it take to collect?
Will this damage my customer relationships?
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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

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Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

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