Commercial Collection Agency in Mississippi

Your Mississippi Commercial Collections Partner

For more than 25 years, Miller, Ross & Goldman has helped businesses throughout Mississippi recover what they are owed with integrity and professionalism. We are more than just a collection agency. We act as a committed partner for companies across Mississippi, assisting with overdue commercial accounts in a way that protects your bottom line and your business relationships. From Jackson to Gulfport to Hattiesburg and beyond, we support a wide range of industries by providing reliable, respectful, and results-driven commercial debt recovery services. Whether your business is a large corporation or a growing family-owned company, our team brings a proven track record of success.

Why Wait? Get Paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Commercial Debt Collection and Recovery Services in Mississippi

Commercial debt collection

Mississippi Commercial Debt Recovery

Mississippi is home to a wide mix of industries, from manufacturing and agriculture to logistics, medical services, and energy. These sectors face unique billing and collections challenges. At Miller, Ross & Goldman, we customize our collection strategies to fit your needs. By combining consistent communication, strategic outreach, and practical negotiation, we recover debts quickly without damaging your business relationships.

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Debt legal support

Nationwide Legal Support

If it becomes necessary to pursue legal action, Mississippi businesses benefit from our experienced legal team. We work on a contingency basis, which means there are no upfront legal fees. Whether filing suit, enforcing a lien, or securing a court judgment, we work hard to protect your rights and ensure full compliance with Mississippi laws.

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Construction Lien Services

Construction Lien Services in Mississippi

In the construction industry, delayed payments can seriously impact your cash flow. Our lien services are designed to protect the interests of contractors, suppliers, and builders across Mississippi. For qualifying pre-collect assignments, we offer these services at no added cost, helping you secure payments through lien filings when necessary.

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Satisfaction Guarantee

Our Commitment to Your Success

Our 100% contingency-based, or guaranteed pay-for-performance, fee structure means we earn only when we achieve success for our Clients. The moment your company becomes a Miller, Ross & Goldman Client, our extensive resources and proven expertise will be at your disposal immediately. Our sole purpose: Get you paid.

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We Are Committed to Your Success

Miller, Ross & Goldman provides Mississippi businesses with collection support that is professional, risk-free, and focused on results. We only get paid when we successfully collect on your behalf. With a strong focus on compliance, communication, and strategy, we are proud to serve as a trusted partner to Mississippi businesses of all sizes.

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Understanding Mississippi’s Debt Collection Laws

Properly handling commercial collections in Mississippi means following both state and federal regulations. Our experienced team stays current with the legal landscape to help you stay compliant while collecting what you are owed.

Time Limits for Legal Action in Mississippi

Mississippi law defines how long you have to file a lawsuit over a past due debt:

  • Written Contracts – 3 years
  • Oral Agreements – 3 years
  • Promissory Notes – 3 years
  • Open Accounts – 3 years

Waiting too long could limit your ability to pursue legal action, so it is important to act promptly.

Important Legal Facts for Mississippi Creditors

  • No Licensing Requirement: Mississippi does not require state licenses for collection agencies, but they must follow all federal and local laws.
  • Pre-Judgment Remedies: Creditors may pursue certain remedies before a judgment, including garnishment or attachment, under specific conditions.
  • Judgment Enforcement: Judgments are valid for 7 years and may be renewed, giving you time to pursue collection through liens, garnishments, or levies.
  • Interest on Past Due Accounts: If a contract specifies interest, creditors may collect it. If not, the state’s default legal rate applies.

How Mississippi Debt Collection Laws Differ from Other States

Mississippi has a shorter statute of limitations for debt collection than many other states, with only 3 years to pursue most types of unpaid accounts. While the state does not require licensing for collection agencies, creditors must follow strict federal and state regulations. Understanding these distinctions is crucial for businesses aiming to collect debts efficiently and within the legal timeframe.

Let us earn your business today.

5 Stars

Trusted Commercial Collection Services in Mississippi

Read More Testimonials
“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

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When should I place an account with your firm?
How long does it take to collect commercial debt in Mississippi?
Will working with a collection agency hurt my business relationships?
Can Miller, Ross & Goldman assist with Mississippi lien filings?

Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

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Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

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