Commercial Debt Collection Agency in Miami

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Your Miami Commercial Collections Partner

For more than two decades, Miller, Ross & Goldman has partnered with companies across the country to recover outstanding commercial receivables through structured, compliant recovery strategies. Whether your business operates in Brickell, Downtown Miami, Wynwood, or across Miami-Dade County, we help businesses resolve overdue accounts efficiently while maintaining a professional and measured approach. Our team supports organizations throughout the region in restoring cash flow, reducing aging receivables, and regaining financial control.

Why Wait? Get Paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Miami Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Miami’s business environment includes international trade, logistics, hospitality, healthcare, construction, and professional services. Our collection strategies are adapted to your industry, customer relationships, and risk profile. Whether you operate locally or across international markets, we pursue unpaid balances with consistency, compliance, and a focus on resolution.

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commercial debt reduction

Commercial Debt Reduction

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Debt legal support

Nationwide Legal Support

When standard collection efforts are not successful, Miller, Ross & Goldman provides access to a nationwide attorney network for escalation. Miami businesses can pursue litigation, judgment enforcement, garnishments, liens, and court representation without upfront legal costs. All actions are conducted in accordance with Florida statutes and procedural requirements to ensure compliance at every stage.

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Construction Lien Services

Construction Lien Services

With ongoing development across Miami and South Florida, contractors, subcontractors, and suppliers frequently rely on lien rights to secure payment. Our lien services help businesses preserve those rights and strengthen their position when disputes arise. Where applicable, mechanics’ lien filing may be available at no additional cost, helping to protect your ability to recover before legal deadlines expire.

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Satisfaction Guarantee

Our Commitment to Your Success

Maintaining consistent cash flow is critical in Miami’s fast-paced and competitive commercial landscape. Every account placed with Miller, Ross & Goldman is supported by our no-recovery, no-fee structure. Whether your company is managing disputed balances, slow-paying clients, or long-outstanding receivables, our Miami commercial debt collection agency delivers structured recovery solutions designed to protect your revenue while maintaining your professional standing.

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Understanding Florida Debt Collection Laws

Florida Statute of Limitations on Commercial Debt

Taking timely action is essential when pursuing unpaid commercial accounts. In Florida, the statute of limitations for most commercial debt generally includes:

  • Written Contracts – 5 years
  • Oral Agreements – 4 years
  • Promissory Notes – 5 years
  • Open Accounts – 4 years

Submitting accounts earlier improves recovery outcomes and reduces the risk of claims becoming unenforceable.

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Key Florida Commercial Collection Laws

  • Licensing & Compliance – Collection agencies must comply with Florida regulatory standards
  • Post-judgment Remedies – Creditors may pursue garnishments, liens, and other enforcement tools after obtaining a judgment
  • Interest Charges – Interest may apply based on contractual terms or Florida statutory guidelines
  • Judgment Enforcement Period – Florida judgments are generally enforceable for 20 years

How Florida Laws Differ From Other States

Florida’s collection laws, filing procedures, and enforcement timelines differ from many other jurisdictions, particularly in relation to judgment duration and post-judgment remedies. Businesses that delay collection efforts or fail to maintain proper documentation may limit their recovery options. Early placement and experienced oversight remain key to maximizing recovery and maintaining compliance.

Let us earn your business today.

5 Stars

Commercial Debt Collection Performance Miami Businesses Trust

Read More Testimonials
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“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

What does your Miami commercial debt collection process look like?
When is the right time to place an account for collection?
How long should I expect the collection process to take?
Will collections impact my business relationships?
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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

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Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

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