Commercial Debt Collection Agency in Mesa

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Your Mesa Commercial Collections Partner

For more than two decades, Miller, Ross & Goldman has helped businesses across the country recover unpaid commercial accounts with consistency, compliance, and results. In Mesa, Arizona, we work with local companies to resolve overdue invoices efficiently while maintaining professional business relationships. Whether your operations are based in Downtown Mesa, Eastmark, Falcon Field, or elsewhere in the East Valley, our commercial collections team helps you recover outstanding balances and stabilize cash flow.

Why Wait? Get Paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Mesa Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Mesa’s economy spans manufacturing, construction, healthcare, distribution, technology, and professional services. Our team develops collection strategies tailored to your industry, client base, and operational goals. Whether you’re a supplier supporting East Valley construction projects, a healthcare vendor, or a B2B service provider, we pursue unpaid commercial accounts with a disciplined, compliant, and results-driven approach.

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commercial debt reduction

Commercial Debt Reduction

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Debt legal support

Nationwide Legal Support

When traditional collection efforts do not resolve an account, Miller, Ross & Goldman can escalate matters through our nationwide network of commercial collection attorneys. Mesa businesses gain access to litigation support, judgment enforcement, liens, and court representation without upfront legal fees. All legal actions are handled in accordance with Arizona commercial collection laws and procedural requirements.

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Construction Lien Services

Construction Lien Services

From commercial developments in Mesa to projects throughout Maricopa County, contractors and material suppliers rely on our construction lien services to help protect their payment rights. For qualifying Pre-Collect accounts, mechanics’ lien filing may be available at no additional cost, preserving leverage before disputes escalate or bankruptcy becomes a concern.

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Satisfaction Guarantee

Our Commitment to Businesses in Mesa, Arizona

Reliable cash flow is essential in Mesa’s fast-growing and competitive business environment. That’s why every account we handle is backed by our no-recovery, no-fee guarantee. Whether you’re dealing with disputed invoices, slow-paying customers, or long-overdue commercial accounts, our Mesa commercial debt collection agency delivers strategic, compliant solutions designed to protect both your revenue and your reputation.

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Understanding Arizona Debt Collection Laws

Arizona Statute of Limitations on Commercial Debt

Timing plays a critical role in successful debt recovery. In Arizona, the statute of limitations for commercial debt generally includes:

  • Written Contracts – 6 years
  • Oral Agreements – 3 years
  • Promissory Notes – 6 years
  • Open Accounts – 3 years

Submitting accounts early improves recovery outcomes and helps prevent claims from becoming time-barred.

Aerial view of a cityscape in Mesa, Arizona, featuring a mix of commercial buildings, palm trees, roads, and distant mountains under a clear sky.

Key Arizona Commercial Collection Laws

  • Licensing & Compliance – Collection agencies must comply with Arizona regulatory requirements
  • Post-Judgment Remedies – Creditors may pursue bank garnishments, liens, and other enforcement tools after judgment
  • Interest Charges – Interest may be applied based on contract terms or Arizona statutory limits
  • Judgment Enforcement Period – Arizona judgments are enforceable for 10 years and may be renewed

How Arizona Laws Differ From Other States

Arizona’s longer statute of limitations on written contracts can provide additional recovery opportunities, but strict procedural rules still apply. Delays, documentation issues, or improper handling can jeopardize enforceability, which is why professional oversight and early action remain critical.

Let us earn your business today.

5 Stars

Commercial Debt Collection Performance Mesa Businesses Trust

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“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your Mesa commercial collection agency work?
When should I submit an overdue account for collection?
How long does commercial debt collection take?
Will using a collection agency harm my customer relationships?
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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

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Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

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