Miller, Ross & Goldman
Global Commercial Debt Collection & Legal Services
Global Commercial Debt Collection & Legal Services
For more than 25 years, Miller, Ross & Goldman has proudly supported Louisville businesses with dependable, results-driven commercial debt collection services. Our work has helped return millions of dollars in outstanding receivables to companies across Kentucky, spanning industries such as logistics, manufacturing, construction, healthcare, food services, and more.
We partner with Louisville organizations of every size, from regional family-owned operations to large national corporations. Whether you’re contending with slow-pay customers, unresolved project balances, or long-standing overdue accounts, our mission is to recover what you’re owed while preserving the business relationships you value.
We are confident in our ability to outperform competing agencies and legal providers, offering unmatched recovery outcomes backed by decades of expertise. When you need a Louisville collection agency you can rely on, Miller, Ross & Goldman is ready to help.
Why Wait? Get Paid!
"Hire and train the best, work harder than all the rest."
Every Louisville business faces its own financial challenges, which is why our collection approach is never one-size-fits-all. We analyze each account individually, considering industry norms, communication history, payment behavior, and contract details. This allows us to apply the most effective strategy, balancing firm recovery methods with a professional approach aimed at preserving ongoing commercial relationships.
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Most Louisville debt collection cases resolve without the need for legal escalation. However, when litigation becomes necessary, our nationwide legal partners step in to represent your interests—always under our “No Collection, No Fee” contingency structure. This ensures your business receives strong legal backing without upfront costs.
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Louisville’s growing construction and development sectors demand strong payment protection. Our construction lien specialists understand Kentucky’s notice requirements, deadlines, and statutory lien processes, ensuring your rights are protected throughout a project’s lifecycle. For Pre-Collect assignments over $25,000, Miller, Ross & Goldman provides free lien preparation and administration, as long as we are given sufficient time to meet required filing and notice deadlines.
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When your Louisville business works with Miller, Ross & Goldman, you gain immediate access to a seasoned team with extensive tools, analytics, and investigative resources. Our 100% contingency-based model means our success is measured entirely by your results as you owe nothing unless we collect.
Learn MoreRecovering overdue accounts in Louisville means navigating both state requirements and applicable federal regulations. Our team ensures every action complies with Kentucky’s statutes, protecting your business and strengthening your recovery position.
The Commonwealth of Kentucky enforces clear timelines for pursuing unpaid commercial debt:
Because Kentucky’s timeframes are longer than those in many states, businesses have an extended window to pursue legal action, but early placement still greatly improves recovery outcomes.
Kentucky provides several tools and regulations relevant to creditors:
Louisville businesses benefit from Kentucky’s longer judgment lifespan and strong creditor rights, especially compared to states with shorter enforcement timelines. Kentucky also provides robust lien and post-judgment remedies that can significantly strengthen a creditor’s leverage when accounts become severely delinquent.
Understanding these differences is essential to maximizing recovery, particularly for businesses handling interstate receivables.
Each day your past-due accounts age, the opportunity for a full recovery diminishes.
As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.
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