Miller, Ross & Goldman
Global Commercial Debt Collection & Legal Services
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(512) 366-9110
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Jacksonville, FL

Commercial Collection Agency in Jacksonville, Florida

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BBB Rating: A+

As of 2024

Your Jacksonville Commercial Collections Partner

For more than 25 years, Miller, Ross & Goldman has been a trusted name in commercial debt recovery, and now, we’re helping businesses across Jacksonville, Florida, recover outstanding receivables with professionalism and speed. From the Southbank to Riverside and beyond, we partner with local companies to recover unpaid accounts while protecting your brand and client relationships.
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Why wait? Get paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Jacksonville Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Jacksonville is a logistics hub and a growing business center for healthcare, finance, construction, and more. At Miller, Ross & Goldman, we develop industry-specific debt collection strategies that work for your business. Whether you're a contractor working near the Port of Jacksonville or a service provider in San Marco, our team brings decades of B2B collections experience to help you recover what you’re owed without damaging important partnerships.

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commercial debt reduction

Commercial Debt Reduction

Our Fort Worth team includes construction project aficionados adept at ensuring full payment on all commercial building endeavors, without compromising valuable project alliances. We are pleased to provide complimentary construction lien services for all Pre-Collect assignments exceeding $25k, conditional upon our Fort Worth lien team’s adherence to relevant notice and lien timelines.

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Debt legal support

Nationwide Legal Support

If your client refuses to pay, we don’t stop at phone calls. Our nationwide legal network provides full support for escalated collection cases with no upfront legal fees. Jacksonville businesses working with us gain access to powerful litigation services, including judgment enforcement, lien filing, and court representation that fully comply with Florida commercial collection laws.

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Construction Lien Services

Construction Lien Services

With commercial and residential construction booming in Duval County, protecting your receivables is more important than ever. Our construction lien services ensure you're covered under Florida lien laws, helping contractors, suppliers, and builders get paid on time. For qualified Pre-Collect accounts, lien filing services may be included at no extra cost.

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Satisfaction Guarantee

Our Commitment to Businesses in Jacksonville, Florida

At Miller, Ross & Goldman, we understand that cash flow is critical for growing businesses in Jacksonville. That’s why we offer a no-recovery, no-fee guarantee with every account we manage. From ignored invoices to prolonged disputes, we deliver compliant, strategic, and effective debt recovery, all with a focus on protecting your reputation and bottom line.

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Understanding Florida Debt Collection Laws

Navigating collections in Jacksonville means understanding both Florida statutes and federal regulations. Our team ensures every step is compliant, ethical, and designed to get results.

Florida’s Statute of Limitations on Debt Collection

Legal timelines for debt recovery in Florida are strict:

  • Written Contracts – 5 years
  • Oral Agreements – 4 years
  • Promissory Notes – 5 years
  • Open Accounts – 4 years

Timely action ensures you preserve your right to pursue recovery in court.

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Key Florida Commercial Collection Laws

Florida offers several tools for creditors seeking payment:

  • No License Required – Florida does not require special licensing for collection agencies, but mandates compliance with state and federal laws.
  • Post-Judgment Remedies – Creditors can pursue wage garnishment, bank levies, and property liens after securing a judgment.
  • Interest Rates – Creditors may charge a contractual rate or the statutory interest rate if no rate is defined in the agreement.
  • Judgment Enforcement Period – Judgments are enforceable for 20 years in Florida, offering long-term options for repayment.

How Florida Collection Laws Differ From Other States

Unlike many states, Florida allows long-term judgment enforcement and offers robust lien protections for contractors. It’s also one of the few states where wage garnishment laws are more creditor-friendly when a judgment is in place. Understanding these distinctions is essential for Jacksonville businesses looking to maximize debt recovery.

Let us earn your business today.

(512) 366-9110
5 Stars

Commercial Debt Collection Performance Jacksonville Businesses Trust

Read More Testimonials
“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your Jacksonville debt collection agency operate?
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Will this hurt my customer relationships?
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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

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Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

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