For more than 25 years, Miller, Ross & Goldman has helped companies across Iowa recover commercial debts while preserving valuable business relationships. Whether your firm is a multi-state manufacturer in Cedar Rapids, a family‑owned farm supply company outside Sioux City, or an early‑stage fintech in Des Moines, our team custom‑tailors strategies that keep cash flowing and goodwill intact.
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Iowa’s economy blends global agribusiness and advanced manufacturing with insurance, renewable energy, and technology corridors. Each sector faces its own invoicing and credit challenges. By combining respectful outreach, data‑driven skip tracing, and firm but fair negotiation, we speed up recoveries without damaging the professional ties you rely on.
When litigation becomes unavoidable, our nationwide attorney network moves quickly. We work on a pure contingency basis, so there are no out‑of‑pocket legal fees. From filing suit to enforcing judgments, every step follows Iowa procedural rules and federal regulations.
Delayed payments can stall jobs and erode margins. For qualifying pre‑collect assignments, we prepare and file mechanics’ liens at no extra charge, making sure contractors, suppliers, and design‑build firms meet strict Iowa notice and filing deadlines.
Learn MoreMiller, Ross & Goldman earns nothing until we collect for you. With transparent reporting, strict compliance oversight, and a proven track record, we stand beside Iowa businesses of every size as a trusted extension of their credit departments.
Properly managing commercial collections in Iowa requires strict adherence to both state and federal regulations. Our seasoned team stays on top of legal developments so you can stay compliant while recovering the money your business is owed.
Iowa law sets clear deadlines, called statutes of limitation, for filing a lawsuit on a past‑due debt:
Waiting too long can limit, or even eliminate, your right to pursue legal action, so prompt placement is essential.
Iowa affords creditors a comparatively long 10‑year window to pursue written obligations, yet it does not impose a licensing regime for commercial collection agencies. Businesses operating nationwide must account for both advantages when designing recovery timelines and compliance programs.
Each day your past-due accounts age, the opportunity for a full recovery diminishes.
As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.
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