Miller, Ross & Goldman
Global Commercial Debt Collection & Legal Services
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El Paso, Texas

Commercial Collection Agency in El Paso, Texas

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BBB Rating: A+

As of 2024

Your El Paso Commercial Collections Partner

For over 25 years, Miller, Ross & Goldman has been a trusted leader in commercial debt recovery nationwide. In El Paso, Texas, we help local companies recover unpaid receivables quickly and professionally while protecting valuable client relationships. Whether your business operates in Downtown El Paso, East Side, West Side, or across West Texas, our commercial collections team works diligently to secure the payments you are owed and restore your cash flow.

Why Wait? Get Paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

El Paso Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

El Paso’s economy includes logistics, cross-border trade, healthcare, construction, and manufacturing. Our team develops industry-specific debt recovery strategies that respect your client relationships. If you’re a contractor in Horizon City, a healthcare provider in Central El Paso, or a distributor along I-10, we have the experience to collect past-due B2B accounts while safeguarding your reputation.

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commercial debt reduction

Commercial Debt Reduction

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Debt legal support

Nationwide Legal Support

If traditional collection methods aren’t successful, we can escalate through our nationwide network of commercial collection attorneys, without upfront legal fees. El Paso businesses gain access to judgment enforcement, liens, and court representation, all in compliance with Texas commercial collection laws.

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Construction Lien Services

Construction Lien Services

From commercial developments downtown, to large residential builds in surrounding areas like Socorro and Canutillo, contractors and suppliers across West Texas depend on our lien services to protect their payment rights. For qualified Pre-Collect accounts, lien filing may be available at no additional cost.

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Satisfaction Guarantee

Our Commitment to Your Success

We understand that reliable cash flow is critical for success in El Paso’s competitive border economy. That’s why every case we handle comes with our no-recovery, no-fee guarantee. Whether it’s overdue invoices, late payments, or disputes, we provide strategic, compliant, and results-driven commercial debt collection services that safeguard your reputation.

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Understanding Texas Debt Collection Laws

Texas Statute of Limitations on Debt Collection

Acting quickly protects your right to recover. Texas’s timelines for commercial debt are:

  • Written Contracts – 4 years
  • Oral Agreements – 4 years
  • Promissory Notes – 4 years
  • Open Accounts – 4 years
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Key Texas Commercial Collection Laws

  • Licensing – Texas requires licensing for commercial collection agencies.
  • Post-Judgment Remedies – Creditors may pursue liens, garnishments, and property levies after obtaining a judgment.
  • Interest Rates – Texas allows the contractual rate, or up to 6% annually if none is specified.
  • Judgment Enforcement Period – Judgments are enforceable for 10 years and may be renewed.

How Texas Laws Differ from Other States

Texas’ shorter four-year statute of limitations requires businesses to act quickly on overdue accounts. However, its renewable 10-year judgment enforcement period allows creditors to pursue repayment over the long term, providing flexibility once a judgment is secured.

Let us earn your business today.

(512) 366-9110
5 Stars

Commercial Debt Collection Performance El Paso Businesses Trust

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“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your El Paso commercial collection agency work?
When should I submit an overdue account?
How long does it take to collect?
Will this damage my customer relationships?
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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

Get A Fast Quote Today

Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

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