Commercial Collection Agency in Detroit, Michigan

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Your Detroit Commercial Collections Partner

For over 25 years, Miller, Ross & Goldman has been a trusted leader in commercial debt recovery nationwide. In Detroit, Michigan, we help local businesses recover unpaid receivables quickly and professionally while preserving valuable client relationships. Whether your company operates in Downtown Detroit, Troy, Ann Arbor, or across Southeast Michigan, our commercial collections team works diligently to recover the payments you’re owed and strengthen your cash flow.

Why Wait? Get Paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Detroit Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Detroit’s economy includes automotive manufacturing, logistics, healthcare, construction, and professional services. Our experienced team creates targeted debt recovery strategies designed to align with your industry and business relationships. Whether you’re a contractor in Novi, a supplier in Dearborn, or a service provider along I-75, our specialists use proven collection techniques to recover overdue B2B accounts while maintaining your professional reputation.

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commercial debt reduction

Commercial Debt Reduction

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Debt legal support

Nationwide Legal Support

If standard collection methods are not successful, we can escalate through our nationwide network of commercial collection attorneys, with no upfront legal fees. Detroit businesses benefit from access to judgment enforcement, liens, and legal representation, all managed in compliance with Michigan commercial collection laws.

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Construction Lien Services

Construction Lien Services

From large-scale commercial projects in Downtown Detroit to residential developments in Ann Arbor, Royal Oak, and surrounding suburbs, contractors and suppliers across Southeast Michigan rely on our lien services to protect their payment rights. For qualifying Pre-Collect accounts, lien filing may be available at no additional cost.

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Satisfaction Guarantee

Our Commitment to Your Success

We understand that reliable cash flow is essential for success in Detroit’s fast-moving economy. That’s why every case we handle comes with our no-recovery, no-fee guarantee. Whether you’re dealing with unpaid invoices, slow-paying accounts, or ongoing disputes, our team provides strategic, compliant, and results-driven commercial debt collection services that protect your business and your brand.

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Understanding Michigan Debt Collection Laws

Michigan’s Statute of Limitations on Debt Collection

Acting promptly protects your right to recover. Michigan’s timelines for commercial debt are:

  • Written Contracts – 6 years
  • Oral Agreements – 6 years
  • Promissory Notes – 6 years
  • Open Accounts – 6 years
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Key Michigan Commercial Collection Laws

  • Licensing – Michigan requires collection agencies to be properly licensed under state law.
  • Post-Judgment Remedies – Creditors can pursue liens, garnishments, and asset levies after obtaining a court judgment.
  • Interest Rates – Creditors may charge up to Michigan’s statutory rate or a contractual rate if specified.
  • Judgment Enforcement Period – Judgments in Michigan are enforceable for 10 years and may be renewed.

How Michigan Laws Differ from Other States

Michigan’s debt collection laws offer strong protection for creditors through extended enforcement rights and straightforward judgment renewal options. This allows businesses to pursue collections over a longer timeframe, giving them flexibility when working with debtors who may not have immediate assets available.

Let us earn your business today.

5 Stars

Commercial Debt Collection Performance Detroit Businesses Trust

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“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your Detroit commercial collection agency work?
When should I submit an overdue account?
How long does it take to collect?
Will this damage my customer relationships?
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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

Get A Fast Quote Today

Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

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