For over 25 years, Miller, Ross & Goldman has been a trusted partner for businesses in Chicago, Illinois, delivering professional commercial debt collection services with proven results. We work closely with local business owners to recover outstanding receivables while protecting key client relationships. Whether you're based in The Loop, Fulton Market, or another Chicago business district, our tailored strategies help companies of all sizes maximize recovery with minimal disruption.
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As one of the nation’s economic powerhouses, Chicago is home to a wide range of industries, each with its own billing cycles, cash flow concerns, and payment challenges. At Miller, Ross & Goldman, we build industry-specific B2B debt collection strategies tailored to your company’s goals. Whether you serve the logistics industry near O’Hare or run a professional service firm in River North, we bring persistence, professionalism, and decades of commercial experience to every collection case.
Learn MoreSometimes, negotiations don’t resolve the issue. That’s where our legal team steps in, working on a contingency basis to provide full legal support without upfront costs. Chicago businesses that escalate cases with us gain access to litigation services that include judgment enforcement, lien filings, and court representation. We ensure every legal action complies with Illinois commercial debt collection laws and gets results, fast.
Learn MoreWith commercial development booming throughout the Chicagoland area, delayed payments can be a serious risk for contractors, builders, and suppliers. Our construction lien services help safeguard your right to payment in accordance with Illinois lien statutes. For qualified Pre-Collect accounts, lien filing services may be included at no extra cost, ensuring you stay protected and paid on time.
Learn MoreMiller, Ross & Goldman earns nothing until we collect for you. With transparent reporting, strict compliance oversight, and a proven track record, we stand beside businesses of every size as a trusted extension of their credit departments.
At Miller, Ross & Goldman, we know that maintaining your company’s cash flow is essential to long-term success. That’s why we offer risk-free commercial debt recovery backed by our no-recovery, no-fee guarantee. From non-responsive clients to complex B2B disputes, our experienced team delivers strategic, compliant, and personalized collection services. We’ve built a reputation throughout Chicago’s business community for professionalism, persistence, and results.
Learn MoreNavigating commercial collections in Chicago means understanding both Illinois state laws and federal regulations. We ensure that all collection efforts are conducted ethically, lawfully, and with your financial interests in mind.
Creditors in Illinois must act within specific timeframes to pursue legal action on delinquent accounts:
Once these limits are reached, creditors may lose legal leverage, making timely action critical.
Illinois law enforces several protections and guidelines for commercial collections:
Illinois debt collection laws include important distinctions that affect how businesses pursue recovery. For example, Illinois allows for wage garnishment with proper legal judgment and permits judgment liens on real property, providing multiple avenues for enforcement. Additionally, the statute of limitations on written contracts is 10 years, offering a lengthy window to pursue legal action. Understanding these legal nuances helps Chicago businesses optimize recovery while remaining fully compliant with state regulations.
Each day your past-due accounts age, the opportunity for a full recovery diminishes.
As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.
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