Commercial Collection Agency in Baltimore, Maryland

A black and white double exposure image of business professionals shaking hands, with silhouettes of people in the foreground. Overlaid with abstract patterns resembling financial data, charts, and city roads, symbolizing business, partnership, and data-driven decisions.

Your Baltimore Commercial Collections Partner

For more than 25 years, Miller, Ross & Goldman has supported businesses throughout Baltimore with reliable, results-focused commercial debt collection services. From legacy manufacturing firms in the port region to emerging tech companies and local service providers, we’ve helped recover millions in overdue receivables for organizations of every size.

Whether your Baltimore business is dealing with aging accounts, stalled project payments, or customers who have gone silent, our mission is to secure the funds you’re owed while maintaining professionalism and respect for your business relationships. Our team brings unmatched expertise to every claim and stands ready to outperform any agency or attorney your company may be considering.

When you need a Baltimore commercial collection agency you can depend on, Miller, Ross & Goldman delivers.

Why Wait? Get Paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
Disclaimer: By submitting this form you agree to the collection of your personal data pursuant to our privacy policy.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Baltimore Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

No two Baltimore businesses face the same obstacles when pursuing unpaid receivables, which is why our strategies are never generic. We evaluate each account individually, considering industry standards, communication patterns, contract terms, and payment behavior, to develop an approach that maximizes recovery. Our B2B specialists prioritize firm yet respectful communication designed to resolve debt while keeping long-standing relationships intact whenever possible.

Learn More
commercial debt reduction

Commercial Debt Reduction

Learn More
Debt legal support

Nationwide Legal Support

The majority of Baltimore collection files resolve without litigation, but when a case does require legal involvement, our nationwide attorney network is prepared to step in. All legal matters fall under our contingency model of no collection, no fee, ensuring your business receives experienced representation without upfront costs.

Learn More
Construction Lien Services

Construction Lien Services

Baltimore’s ongoing growth in commercial development makes payment security vital. Our construction lien specialists are well-versed in Maryland’s lien statutes, notice requirements, and filing deadlines. For Pre-Collect accounts over $25,000, we provide complimentary lien administration, provided we have adequate time to satisfy Maryland’s statutory timelines.

Learn More
Satisfaction Guarantee

Our Commitment to Your Success

Partnering with Miller, Ross & Goldman gives your Baltimore organization immediate access to a seasoned team with sophisticated investigative resources and decades of proven success. Because we operate solely on contingency, our goals align completely with yours: if we don’t recover funds, you owe us nothing.

Learn More

Understanding Maryland Debt Collection Laws

Pursuing overdue receivables in Baltimore requires a solid understanding of Maryland-specific regulations as well as federal compliance standards. Our team ensures that every action taken on your behalf is lawful, ethical, and strategically positioned to increase the likelihood of recovery.

Maryland’s Statute of Limitations on Debt Collection

Maryland outlines specific timeframes during which unpaid debt can be pursued:

  • Written Contracts – 3 years
  • Oral Agreements – 3 years
  • Promissory Notes – 6 years
  • Open Accounts – 3 years

These shorter timelines, compared to many other states, make timely action essential for Baltimore businesses seeking to preserve their legal rights.

Business meeting with three people reviewing documents at a table, focusing on negotiation and collaboration.

Key Maryland Commercial Collection Laws

Maryland’s collection framework provides several important considerations for creditors:

  • State Oversight – Maryland requires collection agencies to be properly licensed to operate within the state.
  • Post-Judgment Tools – Creditors may utilize wage garnishment, bank account garnishment, and property liens after obtaining a judgment.
  • Interest Provisions – Maryland applies a statutory interest rate when none is defined in a contract.
  • Judgment Lifespan – Maryland judgments are typically valid for 12 years and may be renewed, offering extended enforcement opportunities.

How Maryland Collection Laws Differ From Other States

Compared to many U.S. jurisdictions, Maryland’s initial statute of limitations is shorter, encouraging faster collection action. However, the long enforcement window for judgments and the ability to renew them provide Baltimore creditors with substantial long-term leverage.

Maryland’s licensing requirements and consumer protection regulations also differ from neighboring states, making knowledgeable compliance an important part of the recovery process.

Let us earn your business today.

5 Stars

Commercial Debt Collection Performance for Baltimore Businesses

Read More Testimonials
testimonial-banner
“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your Baltimore debt collection service work?
When should I turn over overdue accounts?
How long does it take to recover unpaid balances?
Will collections damage my business relationships?
Hourglass with U.S. dollar bills in the top half turning into sand as they fall into the bottom, symbolizing the concept of time equating to money or financial loss over time.

Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

Get A Fast Quote Today

Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

Learn more about helping others together

Charity logos
A black and white image of two hands shaking firmly, symbolizing trust, partnership, or agreement. The focus is on the close-up of the hands and arms.