Commercial Collection Agency in Albuquerque, New Mexico

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Your Albuquerque Commercial Collections Partner

For more than 25 years, Miller, Ross & Goldman has helped businesses across the country recover unpaid commercial debt with professionalism and precision. In Albuquerque, New Mexico, we work with local companies to resolve overdue invoices efficiently while protecting long-term business relationships. Whether your business operates in Downtown Albuquerque, Rio Rancho, Los Lunas, Santa Fe, or throughout central New Mexico, our commercial collections team is committed to improving cash flow and reducing financial strain caused by delinquent accounts.

Why Wait? Get Paid!

"Hire and train the best, work harder than all the rest."
Don't Wait, Get Paid!
B2B (Business-to-Business) Debts Only
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95%
Consistent Collections
Success Rate
A+
Rated & Accredited by the Better Business Bureau
3X
More $ Collected Over Competing Attorneys & Collection Agencies

Albuquerque Commercial Debt Collection & Recovery Services

Commercial debt collection

Commercial Debt Collection

Albuquerque’s economy includes construction, healthcare, manufacturing, energy, transportation, and professional services. Our team develops customized collection strategies that reflect your industry, client base, and operational goals. Whether you’re a contractor serving Bernalillo County, a supplier working across New Mexico, or a B2B service provider supporting regional businesses, we pursue unpaid commercial accounts with a focus on compliance, professionalism, and results.

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commercial debt reduction

Commercial Debt Reduction

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Debt legal support

Nationwide Legal Support

When standard collection efforts do not lead to resolution, Miller, Ross & Goldman can escalate your case through our nationwide network of commercial collection attorneys. Albuquerque businesses gain access to litigation support, judgment enforcement, lien filing, and court representation without upfront legal fees. All legal action is managed carefully to comply with New Mexico’s commercial collection laws and procedural requirements.

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Construction Lien Services

Construction Lien Services

From commercial developments in Albuquerque to projects in Rio Rancho, Santa Fe, and surrounding areas, contractors and suppliers rely on our construction lien services to protect their right to payment. For qualifying Pre-Collect accounts, mechanics’ lien filing may be available at no additional cost, helping preserve leverage before disputes escalate or bankruptcy becomes a concern.

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Satisfaction Guarantee

Our Commitment to Businesses in Albuquerque, New Mexico

Maintaining steady cash flow is essential for success in Albuquerque’s competitive business environment. That’s why every case we handle is backed by our no-recovery, no-fee guarantee. Whether you’re dealing with aging receivables, disputed invoices, or long-overdue balances, our Albuquerque commercial collection agency delivers compliant, results-focused solutions designed to protect your revenue and your professional reputation.

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Understanding New Mexico Debt Collection Laws

New Mexico’s Statute of Limitations on Debt Collection

Taking action within the proper legal timeframe is critical. In New Mexico, the statute of limitations for commercial debt generally includes:

  • Written Contracts – 6 years
  • Oral Agreements – 6 years
  • Promissory Notes – 6 years
  • Open Accounts – 4 years

Submitting accounts promptly helps preserve enforceability and improves recovery outcomes.

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Key New Mexico Commercial Collection Laws

  • Licensing – Collection agencies must comply with New Mexico registration and regulatory requirements.
  • Post-Judgment Remedies – Creditors may pursue wage garnishment, bank levies, and property liens after obtaining a judgment.
  • Interest Rates – Interest may be charged according to statutory limits or contractual terms when applicable.
  • Judgment Enforcement Period – Judgments are typically enforceable for 14 years in New Mexico and may be renewed under certain conditions.

How New Mexico Laws Differ from Other States

New Mexico’s shorter statutes of limitations for certain debt types make early action especially important. Creditors who delay may lose enforceability, which is why proactive collection and lien strategies are critical for protecting recovery rights in this state.

Let us earn your business today.

5 Stars

Commercial Debt Collection Performance Albuquerque Businesses Trust

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“I had to write this letter to tell you how much I appreciate your excellent commercial collection services. In addition to traditional collections, your expertise in credit management has been invaluable to our company. All in all, this is one area of the business that I know is being handled as efficiently and effectively as possible. Miller, Ross & Goldman is a true partner.”
Lori G., Chief Financial Officer
“I would like to take the time to thank your firm for its’ outstanding results on our commercial collection accounts. I can tell you that we have been very pleased with the expeditious collection of our past-due accounts. The professionalism and eagerness that has been exhibited by your staff is exemplary and we look forward to doing continued business with Miller, Ross & Goldman.”
Jennifer. N., Collections Director
“I just wanted to tell you how excited our Commercial Division is about your staff’s continued collection success with our accounts. We’re blown away! We’ve used several collection agencies before Miller, Ross & Goldman and you guys are far exceeding their results, as well as our expectations. Keep it up! I’ll spread the word every chance I get!”
Jeff H., Collections Manager
“I would like to thank you for the collection services you have provided us with. This was the easiest process of collections we have ever experienced: very timely with great communication and understanding. You have done a marvelous and painless job for us. We will certainly use Miller, Ross & Goldman in the future and refer our friends and associates.”
Felix and Mila B., Owners

Frequently Asked Questions

How does your Albuquerque commercial collection agency work?
When should I submit an overdue account for collection?
How long does it take to collect commercial debt?
Will using a collection agency harm my customer relationships?
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Don’t Wait & Let Your Money Slip Away!

Each day your past-due accounts age, the opportunity for a full recovery diminishes.

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Let’s Make a Difference Together!

As our valued Client, together we can embrace our social consciousness through helping others. All charitable contributions are offset from OUR contingency fees and made in our Client’s good name.

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