Please Login to access your accounts & reports

If you're a current client and wish to monitor our progress or pull instant reports, please contact our office.

Click here to place your
past-due B2B A/R accounts with us for fast collection.

Miller, Ross & Goldman
Is Proud To Be A
Member In Good Standing:

Click to verify A+ BBB Accreditation Credentials

The Int'l Association of Commercial Collectors

Board Member:
The Texas Commercial Collection Agency Assoc.

Nationwide Legal Support

Miller, Ross & Goldman provides our clients with comprehensive legal support in all 50 U.S. States through our nationwide network of collection attorneys. Although over 95% of all commercial claims placed with us are resolved without a lawsuit, some situations will require formal legal action to protect our Client's financial interests. When legal action is indicated, we will contact you for authorization to move forward with our Tier 1 or Tier 2 Legal Process:

Tier 1

We will recommend our Tier 1 Legal Process when your indebted customer has failed to cooperate with our collection efforts on your behalf within a reasonable period of time, normally 15-30 business days. Upon your approval, we will promptly elevate our efforts to include one of our network law firms local to your indebted customer. The local attorney will then make direct contact with the indebted party in an attempt to resolve the claim without filing an actual lawsuit. The mere fact that our Tier 1 Process combines our efforts with local counsel will greatly enhance our ability to leverage a successful resolution without the additional costs associated with litigation. It will also ensure that local counsel is in place and ready to proceed swiftly with legal remedies as indicated, via Tier 2.

There is no cost to elevate your claim through our Tier 1 Legal Process. Our "no-collection no fee" contingency rate will increase nominally upon Tier 1 activation, upon your approval only.

Tier 2

In some cases, indebted parties who refuse to voluntarily cooperate with a reasonable resolution will need to be held accountable via formal litigation through the courts to enforce payment of the claim. In the event we exhaust our collection efforts without a successful resolution, we will evaluate the merits of suit as follows:

Claim Legal Review Process

In most cases, all of the following criteria must be met during the CLR:

The principal claim amount owed is at least $3,000.00 U.S. Dollars

Your indebted customer is solvent, or there is a Personal Guarantor

Valid, legible documentation exists in full support the indebted claim

The debtor company, or Guarantor, has not filed for bankruptcy protection

Provided these conditions are met, we will then determine the costs to have one of our experienced network attorneys initiate the suit process. Before a lawsuit can be filed on your behalf, you, our Client, will be required to advance applicable court costs and filing fees which normally range between $450-$750. The attorney will seek to recover these additional costs from your indebted customer (defendant) in addition to the monetary balance owed to your company. Provided these costs are successfully awarded by the court and collected from the debtor, they will be reimbursed to you.

In some cases, a nominal non-contingent retainer may be required to cover anticipated discovery expenses including case law research, service of process fees, debtor examinations, depositions, suit preparation materials, postage, notary service, etc. Our Tier 2 contingency fee rate of 40% will apply only upon actual recovery of funds during the suit process.

Important Note: Some legal claims involve a broad scope of complexities and require a comprehensive amount of discovery in order to build and present a solid and compelling case. In such instances, a fee agreement based solely on contingency without an hourly retainer may not be possible. These issues include:

A countersuit filed by your indebted customer for any reason

Complex contractual disputes

Claims involving fraud or any other alleged criminal conduct

Claims requiring mediation and/or arbitration

Claims that must be tried in more than one jurisdiction

Claims that lack sufficient evidentiary support

Claims involving multiple witnesses and/or requiring discovery depositions

In the event a Client's legal claim cannot be handled solely on a contingency basis, we will contact you to discuss an augmented plan best suited to the situation. If an hourly retainer is indicated, as our client you can be assured of a more than competitive rate to aggressively handle your claim toward a successful outcome.

Please note that we are not obligated to facilitate legal action on your behalf simply based on your desire to sue your indebted customer. If our CLR process determines that a case against your debtor has no merit, or could otherwise subject your company or ours to unsubstantiated financial risks, we will not recommend a lawsuit. If we determine that any claim does not meet the criteria necessary for litigation, we will thoroughly advise you accordingly. In this event, you are certainly free to take action on your own, if desired.

Legal Authorization Statement

Once we advise that a claim we are handling for you does meet the necessary criteria for Tier 2 handling, we will require your signed authorization to proceed on your company's behalf. Please copy and paste the statement below on your company letterhead, and fax to our office at 1-888-FAX-MRG4 (1-888-329-6744):

ATTN: Miller, Ross & Goldman Legal Forwarding Department

From: ______________________, ______________________
Company City & State

RE: ______________________________, $_______________
Debtor Name Claim Amount

I, ___________________________ (Name & Title), being a duly authorized company agent, do hereby grant authority to Miller, Ross & Goldman, to act as our agent and legal forwarder for the purpose of retaining the services of a _________________ (State) attorney to provide formal legal assistance with collections, and if necessary, to file a lawsuit on our behalf.

I understand that Miller, Ross & Goldman's legal contingency rate of 40% now applies for all monies collected on my company's behalf. I also agree to forward, upon request, the sum of $_______________ for court costs and filings fees, plus a non-contingent retainer in the amount of $_______________, for a total amount of $_________________. I agree to promptly forward this amount to Miller, Ross & Goldman, upon request, and understand that the suit process will not commence until this payment has been received by Miller, Ross & Goldman, in good funds.

I further understand that Miller, Ross & Goldman has no control whatsoever as to the positive or negative outcome resulting from legal action taken on our company's behalf. I, therefore, do hereby hold harmless and fully indemnify Miller, Ross & Goldman of any liability that may result from the suit action authorized herein.

___________________________________ _______________
Signature Date

[ Home ] [ About Us ] [ Services ] [ Testimonials ] [ FAQ's ] [ Technology ] [ Contact Us ]

[ Debt Collections ] [ Consulting ] [ Legal Support ] [ Fee Rates ] [ Credit Risk Review ] [ Helping Others ]

[Google] [Yahoo] [MSN] [AskJeeves] [AOL] [All The Web]

Express Placement

Place a B2B account ($1,000 and up) for collection fast using the form below. We'll get started immediately.

New Client
Current Client

Client Company*

Contact Name & Title*

Contact Phone*

Contact Fax*

Street Address*

City, State & Zip*

Email Address*

Debtor Info

Company Name*

Contact Name & Title*

Street Address*

City,State,Zip*

Phone*

E-Mail

Debt Description*

Excuse for Nonpayment

Amount Owed*

Past-Due Since (Date)

Please check here to confirm your acceptance of our terms below. Your Agreement will also be available to print after you click the "Submit" button.

Collection Services Agreement

Miller, Ross & Goldman, herein referred to as "AGENCY" and You, the party submitting account(s) for collection, herein referred to as "CLIENT" mutually agree that the accounts placed with the AGENCY are subject to the terms and conditions of the following agreement between the parties herein:

1.        All accounts placed from CLIENT will represent valid debts owed to CLIENT by its' customers.

2. 	AGENCY agrees to accept and diligently attempt to effect monetary recovery of all past due receivable accounts, hereinafter referred to as "accounts", submitted and assigned by CLIENT to AGENCY for collection.

3.        AGENCY's Collection activities will be in compliance with all Federal, State, and Local Laws and regulations, and be fair, professional and ethical, consistent with the positive image and good reputation of CLIENT.

4.        All monies collected by AGENCY on CLIENTS' accounts will be deposited immediately into a trust account maintained for CLIENTS' disbursements. All monies collected by AGENCY on CLIENTS' accounts will be remitted to CLIENT less AGENCY'S collection fee, on the 25th of the month following collection of good funds. AGENCY will provide detailed report statements which will illustrate monies collected on CLIENT'S accounts.

5. 	AGENCY assures CLIENT that there are no service charges or up-front fees associated with AGENCY'S collection services.  Fees will be due to AGENCY on accounts CLIENT has submitted to AGENCY for collection upon either party's receipt of payments.  CLIENT authorizes AGENCY to accept and endorse payments, and to deposit in its Trust Account, any and all cash, checks, notes, money orders, drafts for deposit, or other payment instruments, the net proceeds of which AGENCY shall remit to CLIENT as stated in paragraph 4 above.

6.        CLIENT agrees to provide AGENCY with immediate notice on all direct payments, adjustments and disputes received on placed accounts, as well as any and all verbal or written correspondence from any party regarding placed accounts.  CLIENT understands that the applicable fee is due to AGENCY on any and all accounts placed with AGENCY for collection regardless of which party receives payment.

7.        The collection fee on payments made to AGENCY and direct to CLIENT on accounts placed with AGENCY will be based on the following fee table:

Accounts $3k and up, aged 0 to 180 days, still in business - 20%

Accounts $3k and up, aged 181-365 days, still in business - 25%

Accounts 3k and up, aged over 1 year, still in business - 30%

Any Age, Balance less than $3,000.00 - 40%

Any Age, Out of Business - 50%

2nd Placements (Previously with another agency or attorney) - 50%

Uncollected Judgments - 50%

Outside United States - Add 10% to domestic rate

Merchandise Returns........1/2 of Acct. Rate

8.     AGENCY will not initiate legal action without prior written authority from CLIENT. Should legal action be indicated, AGENCY shall consult with CLIENT, and will request a written assignment of the account for such action. All accounts authorized by CLIENT for legal action will be charged at a contingency rate of 35-40%.

9.        CLIENT shall be responsible for all legal fees and court costs on accounts placed with AGENCY for collection and referred for legal action at CLIENT'S request. AGENCY will not be obligated to file suit on any account referred by CLIENT if AGENCY deems such recourse will have unprofitable results for CLIENT and/or for AGENCY. Court costs and filing fees must be paid by CLIENT to AGENCY prior to legal actions being initiated.

10.     CLIENT agrees not to contact or to accept contact from placed customers for the purpose of negotiating payment arrangements.  CLIENT shall refer all placed customers to AGENCY  so that AGENCY may effectively conduct its' collection efforts on CLIENT's behalf.

11.     As further consideration for the receipt and handling and collection of accounts by AGENCY, and for the services rendered to CLIENT by AGENCY, the parties agree that each party will assume its own proper responsibility in connection with any claims made by a third party against CLIENT and/or AGENCY.

12.	In exchange for the monetary benefits relating to the recovery of CLIENT'S accounts, AGENCY agrees that all information relating to the business of CLIENT, including but not limited to the identity of the customers and suppliers of CLIENT, its arrangements with such suppliers, and technical data relating to its products and services, shall be treated as confidential by AGENCY, and its employees, owners, and directors throughout the term of this Agreement and for one (1) year following either party's cancellation of this Agreement

This agreement will be effective as of date shown and continue in effect until terminated as herein provided. Either party may terminate this agreement by giving the other party thirty (30) days notice by email, fax or regular mail.  Termination or cancellation of this agreement by either party will not affect the collection enforcement or validity of any accrued obligations owing between parties.

The provisions of this agreement will override any and all contrary or conflicting provisions contained in the past or present agreements. Their duly authorized and empowered representatives enter into this agreement by and between AGENCY and CLIENT upon the date of the first submitted account. Both parties hereby agree that all provisions of this agreement are unconditionally legal and binding upon electronic submission of CLIENT and receipt by AGENCY, the action of which will constitute mutual electronic signatures, in full force and effect as a physically executed agreement.